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Hajj Savings Account
Truly Halal and Absolutely Riba-Free!

The Riba-Free Hajj Savings Account is designed specifically for customers who intend to perform the Hajj. We will help you realise your lifetime dream of performing the Hajj in the most convenient manner, making it easy and affordable. Your Hajj investment scheme will grow through halal earnings from your savings.

Benefits
  • High profits will be earned on deposits maintained in Hajj accounts
  • Travel insurance will be provided against valid passport/travel documents, ticket and visa
  • The customer receives a hamper package containing a Hajj Guide, a travel pouch, and a jammarat bag
  • An information desk will be established in Mecca for information and assistance while in Mecca
  • The Bank assists the customer realise their intention/dream
  • It is a no age limit scheme that is easy and affordable
  • No minimum opening balance
Features
  • Funds will earn profits on a pre-agreed profit sharing ratio
  • No profits are payable if funds are invested for less than six months
  • Restricted withdrawals
  • Statements are half yearly
  • Type of account – individual, joint account, partnership and companies
  • Profit will accrue monthly and will be disbursed to the respective accounts on maturity on pro-rata basis
  • It is designed to help you save and realise your religious obligation by performing the Hajj while earning a halal income on your investment
Requirements
  • No minimum opening balance
  • Copy of National ID/Passport/Alien Certificate/Valid certificate of entry
  • Two passport size photographs
  • Introduction letter from a person operating a valid account or copy of latest utility bill/proof of residence
 
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